Website Terms of Use

Welcome to savingsroom.com, a global money-saving platform operated by Love Nin Pty Ltd (ABN 31 130 541 481) and created by Penina Petersen. By using this website, you agree to these terms and conditions, which form the complete agreement between you and Savings Room regarding your website use.

These terms outline how you can access and use our website. We aim to make our content accessible to everyone - if you need assistance, please contact us through our website. Your continued use of savingsroom.com indicates your acceptance of these terms. If you don't agree with these terms, please do not use the site.

We may periodically update these terms, and your continued use of the site after any changes indicates your acceptance of the updated terms. While we strive for accuracy and reliable access, content may be updated without notice, and we cannot guarantee uninterrupted service or that the site will be free from technical issues.

Please note that all content, graphics, logos and trademarks on this website are protected by global copyright laws and belong to Savings Room. You may not reproduce or distribute our content without explicit written permission.

Your privacy matters to us. Our Privacy Policy, which complies with global privacy laws including the Privacy Act 1988 (Cth), explains how we collect and use your information. View our complete Privacy Policy here: [Privacy Policy Link]


Feedback and Comments

While Savings Room welcomes feedback, any comments, suggestions, or requests submitted to contact@savingsroom.com become our property. By submitting feedback, you grant Savings Room a worldwide, royalty-free right to use and share your comments as we see fit. All submissions are considered non-confidential.

External Links

Our website contains links to external websites and resources. These links are provided for convenience only. Savings Room does not control or endorse these external sites and is not responsible for their content or privacy practices. Please be aware that these sites may track your browsing activity.

Links to external sites do not imply endorsement of their content, services, or organizations. We regularly review and update our links, though some may expire over time. To report broken links, please use our contact form.

Summary:

Third-party websites ("linked sites") are provided solely for your convenience. Savings Room makes no guarantees about their content or services. We may receive affiliate commissions when you access these sites through our links.

Linking to Savings Room

You may link to our homepage using a plain text link without prior permission. However, linking to member-only areas or content requires written authorization from Savings Room.


Jurisdiction

Savings Room serves a global audience. While our Australian section is specifically for Australian residents and governed by Victorian state law, our International section welcomes users from around the world. All disputes related to either section will be handled under Victorian state law (Australia), to the extent permitted by local laws.

Disclaimer

While we strive to provide accurate and timely content, Savings Room cannot guarantee the accuracy, completeness, or security of information and services on our website. We disclaim all warranties (express, implied, or statutory), including but not limited to merchantability, non-infringement, and fitness for a particular purpose.

Website Access

Your access to our website is granted as a limited, non-exclusive, and revocable license that cannot be transferred to others. We reserve the right to suspend or terminate your access at any time, without prior notice, at our discretion.


Content ownership

All content on savingsroom.com is protected by international copyright laws and owned by either Savings Room or our authorized content suppliers. We maintain full intellectual property rights over this content and will take legal action against any unauthorized use or reproduction.

To request permission to use our content, please contact us through our website's contact page. All requests must be made in writing before any content is used.

If you believe your intellectual property rights have been infringed by content on our website, please submit a detailed notification through our contact page. Include specific information about the alleged infringement and your legal basis for ownership.

For formal copyright complaints, please refer to our DMCA Notice section below.

For third-party content, including images from guest contributors and sponsored posts, responsibility for copyright compliance lies with the contributing agency. Any copyright queries regarding such content should be directed to the original content provider. Your use of savingsroom.com indicates acceptance of these terms.


Disclaimers and limitations of liability

Savings Room's liability for any damages is limited to actual, direct damages only. We are not liable for any indirect, special, or consequential damages, including but not limited to lost profits or business interruption, whether related to website use or access.

We provide our website content "as is" and "as available." By using our website, you acknowledge and accept any associated risks. While we strive for excellence, we cannot guarantee uninterrupted access, error-free operation, or that the site will meet your specific needs.

The information we provide is for general guidance only and should not be treated as professional advice. We make every effort to ensure accuracy but cannot guarantee that all information is complete or current. Users should verify any critical information independently.

These warranty limitations may not apply in all jurisdictions. If you're dissatisfied with our site, you may stop using it at any time.

We maintain limited liability for all claims related to our website. This includes any direct or indirect damages, business losses, or other issues arising from your use of our site or its content.

Our maximum total liability for any claim is limited to one hundred dollars ($100 USD or equivalent in local currency). All claims are subject to confidential binding arbitration as detailed below.


General Conditions of Sale

These Conditions of Sale govern all purchases made through Savings Room. By making a purchase, you agree to these terms. Products sold on Savings Room are intended for personal use and must meet quality standards. Product descriptions are for identification purposes only. You must be at least 18 years old and legally able to enter into contracts to make purchases. By placing an order, you confirm you meet these requirements.

When you place an order, you're making an offer to purchase at the price shown (including all taxes and delivery charges). We may update these conditions periodically, so please review them before each purchase. Savings Room may accept or decline your order for any reason, including pricing errors or product availability. Your purchase contract begins only when we send you an order confirmation email with payment receipt and delivery details.

These terms are governed by Victorian law (Australia), though we serve customers globally. Please inspect your items upon delivery and report any issues within 7 days by email. Claims must be in writing and cannot exceed the purchase price. Product ownership transfers to you when we accept your order, and risk transfers upon delivery to your specified address.

We're not liable for delivery delays due to circumstances beyond our control (force majeure), including natural disasters, political events, technical failures, or transport issues. You may cancel orders affected by such delays if you notify us promptly. You use our products at your own risk - Savings Room isn't liable for any damages from proper or improper use. Please ensure products aren't damaged before use. These terms comply with applicable consumer protection laws, including Australian Consumer Law.


Videos and Audio Content

Our website features various multimedia content ("Recordings") including videos and audio. Here's what you need to know about using these resources.

Entertainment and Information Only

Our Recordings are for entertainment and informational purposes. They don't constitute professional advice (legal, financial, health, or otherwise). Any products or services mentioned are only available where legally permitted.

Third-Party Content

Some Recordings are hosted on external platforms like YouTube. While we carefully select content to embed, we don't claim ownership of these platforms or their content. These sites may track your viewing habits according to their own privacy policies.

We maintain appropriate licenses for all embedded content. However, embedding does not create any business relationship between us and these platforms.

Our Own Content

For Recordings we create and host (either on our servers or through services like Amazon), we retain all intellectual property rights unless stated otherwise. These are also provided for your convenience, and we may track usage patterns to improve our service.

Your Usage Rights

When you access our Recordings, you receive a personal, non-transferable license to view them. You may not:

  • Resell or redistribute the content
  • Share with third parties
  • Create copies or summaries
  • Store content for more than 24 hours

Content Updates

We regularly review and update our multimedia content. If you encounter any issues with our Recordings, please contact us through our website.


Community Guidelines & Online Conduct

At Savings Room, we're committed to maintaining a respectful, inclusive global community. We do not tolerate harassment or bullying of any kind. While we value diverse opinions and free expression, this must never extend to behavior that harms, threatens, or intimidates others. This is especially important regarding characteristics such as race, ethnicity, nationality, religion, gender, sexual orientation, or disability.

If any user engages in harassment or bullying, we may immediately suspend or terminate their account access without prior notice. We reserve the right to review and remove content that violates these community guidelines.

In cases where conduct may violate applicable laws (such as threats of violence, sharing inappropriate content, or stalking), we may report this information to relevant authorities in accordance with our Privacy Policy and local regulations. Our goal is to ensure Savings Room remains a safe, welcoming space for our global community to share money-saving tips and support.


Content Standards

While we strive to maintain a family-friendly environment at savingsroom.com, we cannot control all user-generated content. If you encounter any inappropriate, offensive, or objectionable material while using our website, please report it through our contact page. We take these reports seriously and will investigate promptly. While maintaining our users' right to express themselves, we reserve the right to review and remove any content that violates our community standards or could harm our global community.


Business Opportunities

To maintain the integrity of our global community, users may not promote or advertise any "business opportunities" on our website without explicit written permission. This applies to all forms of promotion including comments, messages, and signatures. We reserve the right to remove such content and suspend account access if violations occur.


Indemnification

You agree to protect and defend Savings Room and our affiliates against any claims or expenses, including legal fees, arising from your use of our website or violation of these terms.


Legal Compliance & Dispute Resolution

These terms are governed by Victorian law (Australia). Any disputes will be resolved through confidential binding arbitration by ACICA (Australian Centre for International Commercial Arbitration) in Victoria, Australia. Each party shares arbitration costs equally and handles their own legal fees.


Anti-Spam Commitment

We maintain a strict no-spam policy and comply with international anti-spam regulations, including the CAN-SPAM Act and Australia's Spam Act 2003. All our communications include an unsubscribe option.

For questions or concerns, please contact us through our website. Postal address:

Love Nin Pty Ltd – PO Box 4124, Frankston Heights, VIC 3199


Affiliate Partnerships & Compensation

At Savings Room, we believe in complete transparency. When you visit our website, you should know that some of our product recommendations may come from affiliate partnerships.

Our Commitment to You

We only recommend products and services that we genuinely believe will benefit our global community. Before making any recommendations, we either personally test the products or thoroughly research the provider's reputation and track record.

How We Choose Products

Our product recommendations are based on careful evaluation and real-world testing. While we may receive compensation from some partners, this never influences our honest reviews and opinions.

Sometimes, we may have business relationships with providers that don't involve direct compensation. We always disclose these relationships to maintain transparency.

Your Protection

We encourage you to conduct your own research before making any purchases. While we strive to provide accurate and helpful information, your personal needs and circumstances may differ.

Types of Partnerships

Our partnerships may include:

  • Affiliate commissions on purchases you make through our links
  • Product testing opportunities where we receive complimentary items
  • Sponsored content clearly marked as such

When you click on affiliate links on savingsroom.com, we may earn a commission from your purchase, at no extra cost to you. This helps support our mission to provide valuable money-saving advice to our global community.


Important Information About Our Services

At Savings Room, we aim to provide valuable money-saving tips and resources to our global community. While we offer health-related content and financial advice, please note the following important information.

About Our Financial Information

The money-saving strategies and financial information we share are based on our experience and research. However, everyone's financial situation is unique. Your results may vary depending on your location, economic conditions, and personal circumstances.

No Guarantees of Savings

While we share success stories and savings examples, these are not guarantees of future results. Your actual savings will depend on various factors, including:

  • Your personal financial situation
  • Local economic conditions
  • How you implement our suggestions
  • Your dedication to following the strategies

Professional Advice

Our content is for informational purposes only. Before making any significant financial or health-related decisions, please consult with qualified professionals in your country, such as:

  • Financial advisors
  • Tax professionals
  • Healthcare providers
  • Legal experts

Our Commitment to You

We strive to provide accurate, helpful information to our global community. While we carefully research our content, we cannot guarantee specific results. The strategies and tips we share are meant to guide you toward better financial habits, not replace professional advice.

Pricing

Our subscription and product prices are set to provide fair value while maintaining high-quality service to our global community. These prices may vary by region and are subject to change.

Health Disclaimers

Any references to physical or mental health on this website constitutes an educational service consisting solely of general health information. The materials in http://SAVINGSROOM.COMare provided “as is” and without warranties of any kind either express or implied.

(i) Not a Substitute for Professional Medical Advice or Treatment. The website’s content is not a substitute for direct, personal, professional medical care and diagnosis. None of the exercises or treatments (including products and services) mentioned at http://SAVINGSROOM.COMshould be performed or otherwise used without clearance from your physician or health care provider. The information contained within is not intended to provide specific physical or mental health advice, or any other advice whatsoever, for any individual or company and should not be relied upon in that regard. We are not medical professionals and nothing on this website should be misconstrued to mean otherwise.

(ii) Health Risks. There may be risks associated with participating in activities mentioned on http://SAVINGSROOM.COMfor people in poor health or with pre-existing physical or mental health conditions. Because these risks exist, you will not participate in such activities if you are in poor health or have a pre-existing mental or physical condition. If you choose to participate in these risks, you do so of your own free will and accord, knowingly and voluntarily assuming all risks associated with such activities.

(iii) Accuracy and Completeness. Facts and information are believed to be accurate at the time they were placed in http://savingsroom.com.au. All data provided in this website is to be used for information purposes only. Products and services described are only offered in jurisdictions where they may be legally offered. Information provided is not all-inclusive, and is limited to information that is made available and such information should not be relied upon as all-inclusive or accurate.

(iv) Injuries. You agree to hold http://savingsroom.com.au, its owners, agents, and employees harmless from any and all liability for all claims for damages due to injuries, including attorney fees and costs, incurred by you or caused to third parties by you, arising out of the activities discussed on this website, excepting only claims for gross negligence or intentional tort.

Testimonials, Case Studies, and Examples

Testimonials, case studies, and examples found at http://SAVINGSROOM.COMare exceptional results, do not reflect the typical purchaser’s experience, don’t apply to the average person and are not intended to represent or guarantee that anyone will achieve the same or similar results. If we have disclosed typical results based on information provided to us by a manufacturer or other reputable third party source, you should presume that the typical results as stated are more reliable than the testimonials and examples found at http://savingsroom.com.au.

However, you should always perform due diligence and not take such results at face value. We are not responsible for any errors or omissions in typical results information supplied to us by manufacturers or other reputable third parties.

Where specific income or earnings (whether monetary or advertising credits, whether convertible to cash or not), figures are used and attributed to a specific individual or business, that individual or business has earned that amount. There is no assurance that you will do as well using the same information or strategies. If you rely on the specific income or earnings figures used, you must accept all the risk of not doing as well. The described experiences are atypical. Your financial results are likely to differ from those described in the testimonials.

If a product or service is new, you understand that it may not have been available for purchase long enough to provide an accurate earnings history.

Food and Cooking Products

Although every effort has been made to ensure that the information in cookbook products is accurate, the Author and publisher cannot be held responsible for any loss, claim, injury or damage allegedly arising out of the use or misuse of the information in this book, including any adverse reaction to any food, food additive, recipe or cooking method. Savings Room cookbook products include dishes made with eggs, nuts and nut derivatives. It is prudent for more vulnerable people such as pregnant or nursing mothers, invalids, the elderly, young children and babies to avoid uncooked or lightly cooked dishes made with eggs, and any dishes made with nuts and nut oils. It is also prudent to check the labels of pre-prepared ingredients for the possible inclusion of egg, nuts and nut derivatives. Once prepared, dishes should be kept refrigerated or frozen, and kept according to instructions within this eBook.


Copyright Protection

All content on Savings Room - including our website, eBooks, printables, cheat sheets, and other digital or physical products - is protected by international copyright laws. This includes our cooking systems, recipes, designs, and educational materials. While we encourage fair use for personal study and research as permitted by law, any reproduction or storage requires written permission from us. Please contact us directly for permission requests.

Media and Press Guidelines

When covering Savings Room in the media, we ask that all content from our press releases and media pitches be properly attributed. Any story based on our pitches must include reference to Savings Room and appropriate author credits. We actively track media coverage to ensure proper attribution of our work.

Protection Against Copying

To protect our global community and maintain the quality of our services, we regularly monitor for unauthorized use of our content, designs, and concepts. Any copyright infringement will be addressed through appropriate legal channels in the relevant jurisdictions.


Digital Millennium Copyright Act ("DMCA") Notice

This notice explains how we protect intellectual property rights globally. While this information is based on the DMCA, we respect and comply with copyright laws worldwide. If you believe your intellectual property rights have been infringed, or if you've received an infringement notice, please consult a legal professional in your jurisdiction.

All content on savingsroom.com, including text, HTML, scripts, and images, is copyrighted by Love Nin Pty Ltd and Penina Petersen. All rights reserved.

You may not reproduce or transmit any part of this website without explicit written permission from the website owner. This includes copying, recording, or sharing through any digital or physical means.

You may download and temporarily cache this website for personal viewing, and you may use any content specifically marked as reproducible. This applies to all visitors worldwide.

Copyright Protection Process

Savings Room respects intellectual property rights globally. We have a copyright protection process that aligns with international copyright laws, including but not limited to the DMCA in the United States and similar legislation in other countries.

If you believe your copyrighted work has been used without permission, you can contact both the person or entity you believe is infringing your copyright and our designated copyright agent through your local Internet Service Provider (ISP).

We are committed to following international intellectual property laws and trade practices. When we receive a valid copyright complaint, we will:

  • Block access to the disputed content
  • Notify the alleged infringer
  • Allow for counter-notifications if someone believes they were wrongly accused

How to Report Copyright Infringement

Please send copyright infringement notifications to:

Copyright Agent

Love Nin Pty Ltd

Suite 1144 189 Queen St Melbourne Victoria Australia 3000

To report an infringement, please provide:

  1. A detailed description of your copyrighted work
  2. The location and description of the infringing content (including URLs)
  3. Your contact information (email and phone number required)
  4. A statement declaring: "I swear, under penalty of perjury, that the information in this notification is accurate and that I am the copyright owner or authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. I also affirm that as the copyright owner, I have a good faith belief that use of the material in the manner complained of is not authorized by me, my agent, or the law."
  5. Your signature (electronic signatures are accepted for email notifications)

Responding to Copyright Claims

If you receive a copyright complaint, we'll notify you and provide a copy of the notice. If you believe the complaint is incorrect, you may submit a counter-notification. Upon receiving a valid counter-notification, we'll restore access to the content within 10-14 business days unless legal action is initiated.

Please note that false claims or counter-notifications may result in legal consequences under various international copyright laws. If you're unsure about your rights, please consult a legal professional in your jurisdiction.


Legal Notice

These terms and policies are Copyright © Love Nin Pty Ltd and licensed for use by savingsroom.com. All Rights Reserved worldwide. No part of this content may be reproduced or distributed without our express written permission.


Miscellaneous Provisions

Severability

If any part of these terms is found to be invalid or unenforceable in any jurisdiction, that part shall be modified or removed only to the extent necessary while keeping the remaining terms fully enforceable and legally binding.


Changes to Terms

We may update these terms periodically. Changes take effect immediately upon posting, and we'll notify you through our website. Your continued use of our services indicates acceptance of any changes. If you don't agree with updates, please discontinue use of our website.

We reserve the right to terminate these terms at any time without prior notice.

We recommend reviewing these terms regularly when using our website. For any questions or concerns, please contact us through our website's contact form.

Last updated: March 30, 2025


Contact Information

For questions about these terms, please reach out through our contact page.

Alternatively, you can write to us at:

Love Nin Pty Ltd

Suite 1144, 189 Queen St

Melbourne, Victoria, Australia 3000

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